Is Bridging Lending Becoming More User-Friendly?

This Landlord Today article prompted me to share our experience of bridging.

Our experience is that bridging takes a long time to come through, even after it has been approved. We always advise having back up loans in case an investor pulls out or a mortgage lender withdraws – but maybe Bridging isn’t the best option as bank legal teams don’t make it easy.

Our preferred method of working now is to find private investors for certainty and then refinance post refurbishment or other added value.

Maybe with more competition in the bridging market, banks might become more customer friendly……. thoughts?



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